JPM vs GS: JPMorgan Chase & Co. vs The Goldman Sachs Group, Inc. Stock Comparison [2026]

📊 Data as of July 5, 2026 · Refreshed weekly

A head-to-head, data-driven comparison of JPM (JPMorgan Chase & Co.) and GS (The Goldman Sachs Group, Inc.) — covering valuation, growth, dividends, risk, and which one fits your portfolio. All metrics pulled from live market data.

If you're choosing between JPM and GS, the answer depends on what kind of investor you are. Both are watched closely in the Financial Services sector, but they look different on almost every metric that matters: P/E, growth rate, dividend, balance-sheet quality, and volatility.

Below we break down the head-to-head numbers, name a winner on each dimension, and give a clear recommendation by investor type. Want to run this comparison live with charts and 50+ metrics? Use the free interactive JPM vs GS comparison tool.

JPMorgan Chase & Co. (JPM)

Financial Services · Banks - Diversified · NYSE

JPMorgan Chase & Co. operates as a financial services company worldwide. It operates through four segments: Consumer & Community Banking (CCB), Corporate & Investment Bank (CIB), Commercial Banking (CB), and Asset & Wealth Management (AWM). The CCB segment offers s deposit, investment and lending products, payments, and services to consumers; lending, deposit, and cash management and payment solutions to small businesses; mortgage origination and servicing activities; residential mortgages and home equity loans; and credit card, auto loan, and leasing services. The CIB segment provides investm…

The Goldman Sachs Group, Inc. (GS)

Financial Services · Financial - Capital Markets · NYSE

The Goldman Sachs Group, Inc., a financial institution, provides a range of financial services for corporations, financial institutions, governments, and individuals worldwide. It operates through four segments: Investment Banking, Global Markets, Asset Management, and Consumer & Wealth Management. The company's Investment Banking segment provides financial advisory services, including strategic advisory assignments related to mergers and acquisitions, divestitures, corporate defense activities, restructurings, and spin-offs; and middle-market lending, relationship lending, and acquisition fin…

Quick Verdict

Better for Growth

revenue -1.38% and EPS 26.03% YoY outpace the other name

Better for Value

Tie

both trade at similar earnings multiples

Better for Income

Tie

dividend yields are roughly equal

Better for Safety

Tie

risk profiles look similar

Editor's Take

By StockSignal24 Research · Reviewed May 17, 2026

Editor's Take: JPM is the universal bank; GS is the investment bank. Different cyclicality, different beta.

JPMorgan does everything: consumer banking, credit cards, mortgages, commercial banking, investment banking, asset management, trading. That diversification produces unusually stable earnings — when consumer slows, IB picks up; when markets sell off, trading desks make money. Goldman is much more focused on investment banking, trading, and asset management — no consumer franchise (Marcus is small and unprofitable).

The result: JPM earnings are smoother, GS earnings are more volatile. In a good year for capital markets, GS dramatically outperforms — its IB and trading revenues swing more. In a bad year, GS gets hit harder. JPM's ROE is more consistently mid-teens. GS swings from low-teens in tough years to 20%+ in great ones.

Valuation reflects this: JPM trades at higher multiples (~12-14× earnings) because its earnings are more predictable. GS trades cheaper (~10-12×) precisely because earnings are lumpy. The honest framing: JPM is for investors who want bank exposure without timing capital markets. GS is for investors who specifically want capital markets and M&A exposure and can stomach earnings volatility. Owning both is reasonable; weighting depends on your view of the M&A and IPO cycle.

How to Read This JPM vs GS Comparison

Stock comparisons can be misleading if you focus on a single metric. A "cheaper" P/E doesn't automatically make a stock a better buy — slower-growing companies should trade at lower multiples. The right framework is to score each name on four independent dimensions and weight them according to your investing goal.

The Four-Dimension Framework

Growth — How fast is the business expanding? We look at year-over-year revenue and EPS growth. Faster growers earn premium multiples but carry execution risk.
Value — Are you paying a fair price? P/E, P/B, EV/EBITDA, and free cash flow yield tell you what the market is charging per dollar of business performance.
Income — Does the stock pay you to wait? Dividend yield, payout ratio, and dividend history matter for retirees, FIRE investors, and anyone funding ongoing expenses.
Safety — How much can you lose if things go wrong? Low beta, manageable debt-to-equity, and high ROE indicate a more durable business.

No single stock wins on all four. JPM and GS likely each lead on at least one dimension. The "right" answer is the one that matches your portfolio gap — if you already own a basket of high-growth tech, the cheaper, lower-volatility name probably adds more diversification value than another momentum bet.

Side-by-Side Metrics: JPM vs GS

Metric	JPM	GS
Price	$329.32	$910.03
Market Cap	$896.51B	$285.49B
P/E Ratio (lower is cheaper)	0.00	0.00
EPS	$0.00	$0.00
Dividend Yield	1.85%	1.92%
Beta (volatility vs market)	1.06	1.27
ROE (higher is better)	0.00%	0.00%
Debt/Equity (lower is safer)	0.00	0.00
Revenue Growth (YoY)	3.31%	-1.38%
EPS Growth (YoY)	1.52%	26.03%
52-Week High	$329.99	$919.10
52-Week Low	$202.16	$439.38
Sector	Financial Services	Financial Services

Which Stock Has Better Growth?

JPM grew revenue 3.31% and EPS 1.52% year-over-year. GS grew revenue -1.38% and EPS 26.03%.

GS wins — revenue -1.38% and EPS 26.03% YoY outpace the other name.

Which Stock Is Cheaper on Valuation?

JPM trades at a P/E of 0.00, while GS trades at 0.00. ROE for JPM is 0.00% versus 0.00% for GS.

Roughly tied — both trade at similar earnings multiples.

Which Stock Pays More Income?

JPM yields 1.85%; GS yields 1.92%.

Roughly tied — dividend yields are roughly equal.

Which Stock Is the Safer Bet?

JPM has a beta of 1.06 and a debt-to-equity ratio of 0.00. GS sits at beta 1.27 and D/E 0.00.

Roughly tied — risk profiles look similar.

Where JPM and GS Sit in Their 52-Week Range

Price action over the last 12 months gives important context. A stock near its 52-week high has momentum on its side but limited room before profit-taking; one near its low may be a value opportunity or a structural problem.

JPM currently trades at $329.32, near the upper end of its 52-week range — momentum is strong but the easy gains may be behind it (52-week range: $202.16–$329.99).
GS currently trades at $910.03, near the upper end of its 52-week range — momentum is strong but the easy gains may be behind it (52-week range: $439.38–$919.10).

Key Risks for JPM and GS

Every stock has tail risks that the headline numbers don't capture. Here's what stands out from the available metrics:

JPM: no obvious red flags in the headline metrics, but always read the most recent 10-K and earnings call before sizing a position.
GS: revenue declined 1.38% year-over-year — confirm whether this is cyclical or structural.

This is a quick heuristic risk scan, not a full risk assessment. Always read the "Risk Factors" section of each company's most recent 10-K filing before investing.

JPM vs GS — Best Pick by Investor Type

Long-term holder (10+ years): Lean toward either name works; durability and balance-sheet strength matter more than the next-quarter print.
Income / dividend-focused: either name works — higher yield, but always check payout sustainability before chasing.
Aggressive growth: GS — faster top-line and EPS expansion at the cost of richer multiples.
Value-oriented: either name works — paying less per dollar of earnings, with the trade-off of slower growth.

The Bottom Line: JPM vs GS

On balance, GS wins on 1 of 4 dimensions, making it the slightly better all-around pick for a generalist investor.

If you're the kind of investor who hates picking, the easiest answer is to own both names in equal weight inside a sector basket and rebalance once a year. That way, you capture the winner without having to predict it, and you pay the lowest possible behavioral cost (no second-guessing, no FOMO).

If you must pick one, anchor on the dimension that fixes your biggest portfolio gap — not the one with the most exciting headline. Tilting toward defensive names when you already own three growth winners adds more risk-adjusted return than another momentum bet.

Metrics Glossary — What Each Number Means

If you're new to fundamental analysis, here's a plain-English reference for every metric in the table above:

P/E Ratio (Price-to-Earnings): Share price divided by earnings per share. Tells you how many years of current earnings the stock costs. Lower = cheaper, but slow growers should have lower P/Es.
EPS (Earnings Per Share): Net income divided by shares outstanding. The per-share slice of company profits.
Market Cap: Share price × shares outstanding. The market's total valuation of the company's equity.
Dividend Yield: Annual dividend per share ÷ current price, expressed as a percent. A 3% yield means you receive $3 per year for every $100 invested at today's price.
Beta: Volatility relative to the broader market (S&P 500 = 1.0). Beta of 1.5 means the stock historically moves 1.5× the market, both up and down.
ROE (Return on Equity): Net income ÷ shareholder equity. How efficiently the company turns equity capital into profit. Above 15% is generally considered high quality.
Debt-to-Equity: Total debt ÷ shareholder equity. Lower ratios mean less leverage and lower interest-rate risk.
Revenue Growth (YoY): Percentage change in revenue versus the year-ago period. The single best top-line health check.
EPS Growth (YoY): Same comparison but for earnings per share — captures both revenue growth and operating leverage.
52-Week High / Low: The trailing 12-month price range. Useful for context on current price (e.g. a stock near its 52-week high is in an uptrend; near the low is in a downtrend or value zone).

Run a Live JPM vs GS Comparison

The numbers above reflect the latest available data, but markets move every minute. For a real-time, interactive head-to-head with price charts (1D to YTD), all 50+ metrics, and AI-powered insights, use our free tool — it's free, no signup required, and shareable:

Compare JPM vs GS live →

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Frequently Asked Questions: Is JPM

Is JPM a better buy than GS in 2026?

It depends on your investment goal. For growth investors, GS has the edge — JPM grew revenue 3.31% versus -1.38% for GS. For value investors, Both JPM and GS are roughly comparable on this dimension looks more attractive on earnings multiples (P/E 0.00 vs 0.00). For income, Both JPM and GS are roughly comparable on this dimension pays a higher yield (1.85% vs 1.92%). For safety, Both JPM and GS are roughly comparable on this dimension has the more defensive profile (beta 1.06 vs 1.27).

What is the P/E ratio of JPM vs GS?

JPM trades at a price-to-earnings (P/E) ratio of 0.00, while GS trades at 0.00. A lower P/E means you pay less per dollar of current earnings — GS is the cheaper name on this metric. However, a higher P/E often reflects faster expected growth, so don't pick on P/E alone.

Does JPM or GS pay a higher dividend?

JPM currently yields 1.85% and GS yields 1.92%. GS pays the higher current yield. Always verify payout ratio and dividend history before treating yield as guaranteed income — a high yield can also be a warning sign of a falling share price.

Which stock is more volatile, JPM or GS?

JPM has a beta of 1.06 and GS has a beta of 1.27. A beta above 1.0 means the stock historically moves more than the broader market; below 1.0 means it moves less. GS has been the more volatile name based on historical price action.

What is the market cap of JPM vs GS?

JPM has a market capitalization of $896.51B and GS is at $285.49B. Market cap is share price multiplied by shares outstanding and reflects the total equity value the market assigns to the company.

Should I buy JPM or GS for long-term investing?

For a long-term holder (10+ years), the safer-quality name usually wins because compounding requires durability. Both JPM and GS are roughly comparable on this dimension screens better on safety metrics here: lower beta, more conservative debt levels, and stronger return on equity. That said, GS is growing faster, so a long-term investor may want both — or split allocation 60/40 toward the safer name.

Which has higher growth, JPM or GS?

GS is the faster grower right now. JPM grew revenue 3.31% year-over-year and EPS 1.52%; GS grew revenue -1.38% and EPS 26.03%. JPM's slower growth often comes with a lower valuation — it's the classic growth-vs-value trade-off.

Is JPM overvalued compared to GS?

JPM trades at a higher P/E than GS, which can mean the market is pricing in faster expected growth. Whether that premium is justified depends on whether JPM can actually deliver the implied earnings expansion. Cross-check P/E with PEG ratio (P/E ÷ growth rate) — a PEG under 1.5 is generally considered reasonable, over 2.0 starts to look stretched.

What sector are JPM and GS in?

JPM (JPMorgan Chase & Co.) operates in the Financial Services sector, specifically the Banks - Diversified industry. GS (The Goldman Sachs Group, Inc.) is in the Financial Services sector, specifically the Financial - Capital Markets industry. Because both are in the same sector, this is a true head-to-head comparison.

How do I decide between JPM and GS?

Start with your goal. (1) If you need income, weight the higher-yield name. (2) If you want growth, weight the faster top-line and EPS grower. (3) If you want capital preservation, weight the lower-beta, lower-debt, higher-ROE name. (4) If you're unsure, the most common professional approach is to own both in a sector basket so you don't have to predict the winner — and rebalance annually.

Disclaimer: This comparison is generated from live market data for informational purposes only. It is not investment advice, a recommendation to buy or sell any security, or a substitute for the analysis of a licensed financial advisor. Past performance is not indicative of future results. Always read the most recent 10-K and consult a qualified professional before making investment decisions. StockSignal24 is not responsible for losses incurred from trading decisions made based on this content.